Stilt Eligibility Criteria
LAST UPDATED: JANUARY 31, 2019
Physical Presence in the U.S.
You need to be physically present in the U.S. during the application process.
U.S. Bank Account
- You need to have a bank account at a U.S. based bank or credit union where you are the primary account holder.
- We accept joint accounts with spouses or significant others
U.S. Phone Number
- We need a phone number from a U.S. based carrier
- You can be on a family plan but it should still be your own personal number
We don’t accept business, school, Google Voice, and other online-only phone numbers
You should have a U.S. address in one of the states we are licensed to loan in
We do not accept P.O. Box as a valid address.
B1/B2 and several other visas are not eligible.
*Immigrants and recent arrivals on a visa are still eligible to apply without an SSN.
*Please note that this is base criteria require to be eligible to apply for a loan and does not guarantee loan approval. If you meet all of the conditions listed above, we will review your application for a potential loan. The application can still be declined based on our risk assessment.