Loans for immigrants
and underserved
- No SSN or credit history required
- No cosigner required
- No prepayment fees
- Check rate with no impact on credit score
Loans for immigrants
Get a fair loan
designed for immigrants and underserved
$100M+
of loans given
15,000+
customers served
150
countries our clients came from
Set up your loan
- 24 hours decision
- No SSN or credit history required
Loan term (months)
Your monthly payment
$869.84
Avg. APR 7.99%
The offer might have a different amount, term, or APR depending on approval criteria.
Get a loan
in 4 easy steps
1
Submit an application
Fast and easy — just fill out a form on our website.
2
We verify your information
We will check your application and send you an update within 24 hours.
3
Receive an offer
We will send you a promissory note to sign. With no hidden fees.
4
Get your funds
Most of our borrowers receive funds the next business day.
Be eligible without SSN or credit history
We look at the holistic profile of individuals and do not rely only on traditional credit history.
- Current employment or employability
- Education
- Financial Behavior
Pay early without any extra cost
No prepayment penalty for early payment, pay as soon as you want.
- Fast & easy
- Early loan repayment
- No fees
Excellent on Trustpilot
Based on 144 reviews
Available on mobile
Stilt is a fast and secure mobile app that lets you transfer money anywhere you go
We’re here to help Contact support
What is Stilt?
Stilt Inc. is a financial technology company located in San Francisco. We are revolutionizing the way individuals build and access credit. We help people with limited or zero credit history in the U.S.
What interest rate will I get?
What is the eligibility criteria for Stilt loans?
Will checking my rate impact my credit score?
Can I apply for a loan without an SSN?
Can I get an international loan?
What are the interest rates on international loans?