Loans for immigrants
and underserved
- No SSN or credit history required
- No cosigner required
- No prepayment fees
- Checking for rate won't impact credit score
No SSN. Not a problem
You are still eligible to apply
No Cosigner required
Based only on your merit
Low interest rates
We actively lower your rates
No prepayment fees
Save interest with prepayments
We believe you are more than a number
100M+
of loans15,000+
customers150+
countriesChecking your rate is free and won't impact credit score
Get a loan in 4 easy steps
Ready in 24 hours, no SSN or credit history required
Your monthly payment
$869.84
APR
7.99%
The offer might have a different amount, term, or APR depending on approval criteria.
Submit an application
Takes less than 5 minutes
Verify your information
Decision within 24 hours
Receive an offer
No hidden fees
Get your funds
As soon as the next day
We’ve helped more than 15,000 customers
4.4 out of 5 based on 155 reviews
Be eligible without SSN
or credit history
We look at holistic profile of individuals and do not rely only on traditional credit history. We look at all indications of financial responsibility.
- Current employment or employability
- Education
- Financial Behavior
Checking for rate won't impact credit score
Build your credit score
We will report your payments to the credit bureaus every month.
Checking for rate won't impact credit score
Pay early without
any extra cost
No prepayment penalty for early payment, pay as soon as you want.
- Fast and Easy
- Early Loan Repaymnet
- No Hidden Fees
Checking for rate won't impact credit score
Available on Any Device
Stilt is a fast and secure mobile app that lets you transfer money anywhere you go
We Are Here to Help
See if a Stilt is right for you.
Checking your rate won’t affect your credit score.
Checking your rate doesn’t impact your credit score