Loans for immigrants

and the underserved

  • No SSN or credit history required
  • Checking for rate won't impact credit score
  • No cosigner required
  • No prepayment fees
F-1, OPT, H-1B, TN, DACA and more
Loans for immigrants and the underserved
No SSN. Not a problem
No Cosigner required
Low interest rates
No prepayment fees

We believe you are more than a number.

100M+

of loans given

15,000+

customers served

150

countries Stilt members come from
Checking for rate won't impact credit score

Get a loan in 4 easy steps

1
Submit an application
Fast and easy - Just fill out a form on our website
2
Verify your information
We will check your application and send you an update within 24 hours
3
Receive an offer
We will send you a promissory note to sign. With no hidden fees.
4
Get your funds
Most of our borrowers receive funds the next business day

Set up your loan

We will check your application and send you an update within 24 hours
Loan Amount$10,000.00
$1,000$35,000
Loan Duration
Monthly Payment: $869.84The offer might have a different amount, term, or APR depending on approval criteria.
  • No SSN or credit history required
  • Ready in 24 hours
  • Checking for rate won't impact credit score

We’ve helped more than 15,000 customers

4.4 out of 5 based on 155 reviews

Be eligible without SSN
or credit history

We look at holistic profile of individuals, and do no rely only on traditional credit history. We look at all indications of financial responsibility.

  • Current employment or employability
  • Education
  • Financial Behavior
Checking for rate won't impact credit score

Build your credit score

We will report your payments to the credit bureaus every month.

Experian & TransUnion
Checking for rate won't impact credit score

Pay early without
any extra cost

No prepayment penalty for early payment, pay as soon as you want.

  • Fast and Easy
  • Early Loan Repaymnet
  • No Hidden Fees
Checking for rate won't impact credit score

Available on Any Device

Stilt is a fast and secure mobile app that lets you transfer money anywhere you go

We Are Here to Help

What is Stilt?
What interest rate will I get?
What is the eligibility criteria for Stilt loans?
What are the interest rates on international loans?
Will checking my rate impact my credit score?
Can I apply for a loan without an SSN?
Can I get an international loan?
Still have questions? We’re here to help. Contact Support
Checking for rate won't impact credit score

See if a Stilt is right for you.

Checking your rate won’t affect your credit score.

Checking your rate doesn’t impact your credit score

Checking for rate won't impact credit score