Question: If you wanted to know what factors contributed to your credit score, how could you find out? Answer: Understanding the ingredients that make up your credit score is key to managing it effectively. Here’s how you can get the inside scoop. First off, you can check your credit report. T…
Question: What credit score do you need for a Costco credit card? Answer: The Costco Anywhere Visa Card by Citi is the official credit card offered to Costco members, and it comes with a bunch of perks, especially if you shop at Costco frequently. Generally speaking, to get your hands on the Costco …
Question: What will happen to your credit score if you do not manage your debt wisely? Answer: If you’re not careful with how you handle your debt, your credit score can take a hit, and here’s why. Your credit score is like a financial report card, and it reflects how well (or not so wel…
Question: What does your credit score start at when you turn 18? Answer: When you turn 18 and are just stepping into the world of credit, you don’t magically start off with a pre-set credit score. Instead, you’re rocking a “thin” or “blank” credit file. In simpler…
Question: What credit score do you need for T-mobile? Answer: Hey! Considering CareCredit® for plastic surgery? Let’s dive into what you need to know. T-mobile, like a bunch of other cellular service providers, might take a peek at your credit when you’re signing up for a postpaid accoun…
Question: What credit score do you need for an Amazon credit card? Answer: Amazon offers a couple of credit card options, and the credit score requirements can vary a bit based on which card you’re eyeing. Starting with the Amazon Store Card, this one’s mainly for shopping on Amazon.com….
Question: How accurate is CreditWise® credit score? Answer: CreditWise® from Capital One is a handy tool that lets s monitor their credit scores and reports for free. The score you see on CreditWise® is based on the VantageScore 3.0 model. Now, while VantageScore is recognized and used by some lende…
Question: How do I get a 900 credit score? Answer: Aiming for a high credit score is always a great goal to have. However, it’s crucial to understand that in the U.S., the most commonly used credit score ranges are from 300 to 850. So, achieving a 900 credit score on these scales isn’t p…
Question: What credit score do you need for Affirm? Answer: Affirm is a bit different from traditional credit cards or loans. They offer point-of-sale financing, which means you can get approved for individual purchases right at checkout on various online stores. Now, when it comes to the credit sco…
Question: What credit score do you need for a PayPal Credit®? Answer: PayPal Credit® is a bit unique since it’s a digital, reusable credit line, and it’s integrated with your PayPal account. When it comes to the credit score needed, there isn’t a strict, publicly disclosed minimum….