Investing

At a Glance A 529 plan is a tax-advantaged savings plan for education expenses. It includes two types: prepaid tuition plans and education savings plans. Contributions grow tax-deferred, and withdrawals for education expenses are tax-free. Consider alternatives, understand qualified expenses, and be…

At a Glance: A Roth IRA is a retirement account where you contribute after-tax dollars. Unlike a traditional IRA, withdrawals from a Roth IRA are tax-free after you retire. To open a Roth IRA, review eligibility based on income and contribution limits, choose a provider, complete the necessary paper…

At a Glance: ETFs and mutual funds are investment products that allow investors to access diversified portfolios of financial assets. ETFs are traded on stock exchanges and passively track specific indices or commodities, while mutual funds are actively managed by professionals aiming for long-term …

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At a Glance: 401(k)s and Roth IRAs are retirement savings accounts with different tax treatment. In a 401(k), contributions are tax-deferred, but withdrawals are taxed. In a Roth IRA, contributions are taxed, but withdrawals are tax-free. 401(k)s are offered by employers, have higher contribution li…

At a Glance: Investment risk refers to the possibility of unexpected outcomes and potential loss in an investment. Lower risk is typically favored by investors, but it often comes with lower returns, while higher-risk investments can yield better returns. Risk assessment involves analyzing historica…

At a Glance: A 401k and an IRA are retirement accounts with some key differences. A 401k requires an employer and offers matching contributions, while an IRA can be opened by anyone with earned income. The maximum contributions and tax treatment differ between the two. 401k withdrawals have specific…

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At a Glance: Financial assets are liquid assets derived from ownership claims or contractual rights, such as stocks, bonds, cash, and mutual funds. They lack physical form and their value is determined by market demand and supply. Financial assets can be categorized as intangible, real, or financial…

At a Glance Cash equivalents are short-term, highly liquid investments easily convertible to cash, including stocks, bonds, mutual funds, and money-market funds with short maturities. Non-liquid assets like property or vehicles take longer to sell and are not easily convertible to cash. Liquid asset…

At a Glance: Savings bonds are low-risk bonds guaranteed by the government that can be purchased directly from the government. They allow individuals to lend money to the government and earn interest over time. There are different types of savings bonds, such as Series E, Series EE, and Series I,

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At a Glance The Dow Theory is a framework that analyzes market trends and provides signals for identifying the primary trend, applicable to both traditional and crypto markets. The theory consists of six tenets describing market movements, phases of trends, incorporation of new information, confirma…

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