At a Glance: A credit card can be beneficial for US immigrants for several reasons. It allows for spending beyond available funds and helps build a good credit reputation. Credit cards offer rewards, cash back, air miles, and fraud protection. They are universally accepted, especially for travel and…
The Minimum Eligibility Criteria For a Loan With Stilt: Below are the minimum eligibility criteria to apply to borrow from Stilt. You must meet all of the criteria to be considered for a loan. Physical Presence in the U.S. You need to be physically present in the U.S. during the application process….
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At a Glance: Moving to the US on an H1B visa is often driven by the desire to earn and save more money. However, the amount of money one can save depends on various factors. Assuming a conservative lifestyle, typical expenses for a family include rent ($1,100), car EMI ($300), car insurance ($80), c…
At a Glance: H1B taxes refer to the taxes that H1-B visa holders are required to pay on their income in the United States. These taxes include Social Security and Medicare taxes, federal income tax, state income tax (depending on the state of work), and other payments such as healthcare contribution…
At a Glance: To obtain an H1B visa, an employer must initiate the process. They need to obtain a Labor Condition Application form, file an I-129 petition with USCIS, and if approved, you can obtain the visa. There are two ways to obtain the visa: through a change of status if already in the US [&hel…
At a Glance: International students in the US with F-1 or J-1 status have limited employment opportunities and must obtain university approval to work. On-campus employment is allowed with certain restrictions and paperwork. Curricular Practical Training (CPT) is available for F-1 students enrolled …
CPT Overview Before we delve deeper and find out the eligibility criteria for the CPT, it is necessary to know what CPT is. Curricular Practical Training (CPT) is an off-campus employment option specifically meant for F-1 students. It is an integral part of the programs where on-field training…
Your credit score can define you in the eyes of a lender. That mysterious, magical number on your credit report is the single most important factor for securing a loan. Bad credit is, well, bad. But not having credit at all is also a major strike against you. Interested in getting a loan while havin…
At a Glance: When filling out small business loan applications, people often lie about their income, employment, visa status, purpose of the loan, family size, debts, and asset values. Lying aims to create a favorable image of financial stability to secure larger loan amounts. However, lying can lea…