Complete Guide to Wells Fargo Routing Numbers

Posted by in Banking | Updated on August 23, 2022

If there’s one thing you have to know about Wells Fargo routing numbers, it’s that they’re not the same for every individual. A person who opened their account in Idaho, for example, will have a different routing number from someone who opened theirs in New York.

In this article, we’ll tell you all about Wells Fargo routing numbers, how you can find them, and what they are in the first place.

Wells Fargo Routing Numbers By State/Territory

As mentioned above, your Wells Fargo routing number varies based on several factors. The first one is the type of account you have, the second is where you opened your account, and the third is the type of transaction that you have.

For instance, here’s a table containing Wells Fargo routing numbers based on the state or territory where you opened the account.

You’ll notice that some states share the same routing number. If you opened an account in California, you’ll be sharing the same routing number as someone who opened theirs in West Virginia.

Others are completely different, such as the case of Colorado and Georgia.

Alabama062000080
Alaska125200057
Arizona122105278
Arkansas, Texas111900659
California, Hawaii, Kentucky, Louisiana, Maine, Massachusetts, New Hampshire, Oklahoma, Rhode Island, Vermont, West Virginia, American Samoa, North Mariana Islands, Puerto Rico, Virgin Islands, American Forces Abroad121042882
Colorado102000076
Connecticut021101108
Delaware031100869
District of Columbia054001220
Florida063107513
Georgia061000227
Idaho124103799
Illinois071101307
Indiana074900275
Iowa073000228
Kansas101089292
Maryland055003201
Michigan091101455
Mississippi062203751
Missouri113105449
Montana092905278
Nebraska104000058
Nevada321270742
New Jersey021200025
New Mexico107002192
New York026012881
North Carolina053000219
North Dakota091300010
Ohio041215537
Oregon123006800
Pennsylvania031000503
South Carolina053207766
South Dakota091400046
Tennessee064003768
Texas – El Paso112000066
Utah124002971
Virginia051400549
Washington125008547
Wisconsin075911988
Wyoming102301092

Miscellaneous Wells Fargo Routing Numbers

Aside from those, you also have miscellaneous Wells Fargo routing numbers. 

Command Asset Program102307164
Wells Fargo EasyPay Card031302777

Wells Fargo Wire Routing Number

If you’re thinking of doing a wire transfer, you should know that there’s a separate routing number for that.

That’s because wire transfers are processed differently from regular bank-to-bank transfers. In fact, the routing numbers are also different – this allows Wells Fargo to process the transactions faster.

If you’re transferring money to another person inside the United States, the routing number is 121000248.

However, if you’re transferring to someone from outside the country, you have to use the Wells Fargo SWIFT code, or WFBIUS6S, as the routing number.

Wells Fargo Line of Credit Routing Number

Your Wells Fargo routing number also depends on your line of credit. Here’s a table showing the different routing numbers:

173000228
3104000058
38122105278
7291300010
8292905278
8391400046
114121042882
117122000247
119124002971
163102000076
20391101455
30091000019
433112000066
451102000076
55274900275
55341215537
569125200057
585107002192
650, 651, 654121042882
661, 662, 663321270742
72775911988
737102100918
742, 743122101191
74671101307
748, 768122101191
808111900659
810102301092
825321270742

What is a Routing Number?

Routing numbers were originally created by the American Bankers Association over 100 years ago.

A routing number, also known as the “ABA routing transit number,” is a code that serves as an identification for your specific bank. Because of this, these 9-digit-codes are entirely unique and vary from bank to bank.

Routing numbers are included in every financial transaction because they’re used to signal which institutions the money passed through. It’s typically required when you’re paying bills, creating a direct deposit, or making tax payments.

Think of it this way – if a bank didn’t have a routing number, the other bank that wants to send it money won’t know if it’s the correct institution or not.

You have to make sure that you’re using the correct routing number when transferring money – a wrong routing number can result in your money not going to the right place. Obviously, this can lead to various problems down the road, so it’s best to prevent it right from the start.

Smaller banks are not much of a problem, since they typically have only one routing number for all their branches if any. An online-only bank is also the same, with only one routing number for the entire bank.

However, if you have a large bank, such as Wells Fargo, you should also know that they use different routing numbers depending on the exact area. This is to differentiate between the multiple banks that they have throughout the country.

Therefore, if you’re an account holder at Wells Fargo, you should always double or even triple-check your routing number to ensure that you’re using the correct one.

How Do I Find My Wells Fargo Routing Number?

It’s very easy to find your Wells Fargo routing number.

The quickest way to do it is to go to the official Wells Fargo app. Here are the steps:

  1. Sign in using your login credentials.
  2. Choose the account whose routing number you want to know.
  3. Click “Show more detail” in order to see details about the account.
  4. Tap “Routing numbers” to check the routing number.

With this, you’ll be able to see the correct numbers for electronic transfers, direct deposits, and domestic wire payments. International wire transfers, as mentioned above, will need a SWIFT code.

You can also use other methods, such as checking your monthly statement, verifying on your bank’s official website, checking the E-Payments Routing Directory of the Federal Reserve Banks, or calling the Wells Fargo customer service at 1 800-869-3557 and asking them directly.

If you want to close a Wells Fargo account, you can also do so by contacting their customer service.

How to Find Your Wells Fargo Routing Number on a Check

If you want to deposit a check and have a physical check on hand, you can also use it to find your Wells Fargo routing number.

You just have to check the lower-left corner of your check. Here, you should see some numbers. The first nine digits make up your routing number.

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Wells Fargo Routing Number: Conclusion

Routing numbers can be confusing to those who are new to their banks or to banking in general. This is especially true if you’re an account holder at a big bank like Wells Fargo since it uses different routing numbers depending on various factors.

Luckily, this guide explained what routing numbers are, what your Wells Fargo routing number is, and how you can find it online or on your check. With this guide, you have everything you need for a seamless money transfer.


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