Loans for immigrants

and underserved

  • No SSN or credit history required
  • No cosigner required
  • No prepayment fees*
  • Checking for rate won't impact credit score
F-1, OPT, H-1B, TN, DACA and more
Loans for immigrants and the underserved
No SSN. Not a problem
You are still eligible to apply
No Cosigner required
Based only on your merit
Low interest rates
We actively lower your rates
No prepayment fees*
Save interest with prepayments

We believe you are more than a number

100M+

of loans

15,000+

customers

150+

countries
Checking your rate is free and won't impact credit score

Get a loan in 4 easy steps

Ready in 24 hours, no SSN or credit history required

Your monthly payment

$869.84

APR

7.99%

The offer might have a different amount, term, or APR depending on approval criteria.

1
Submit an application
Takes less than 5 minutes
2
Verify your information
Decision within 24 hours
3
Receive an offer
No hidden fees
4
Get your funds
As soon as the next day

We’ve helped more than 15,000 customers

4.4 out of 5 based on 155 reviews

Be eligible without SSN
or credit history

We look at holistic profile of individuals and do not rely only on traditional credit history. We look at all indications of financial responsibility.

  • Current employment or employability
  • Education
  • Financial Behavior
Checking for rate won't impact credit score

Build your credit score

We will report your payments to the credit bureaus every month.

Experian & TransUnion
Checking for rate won't impact credit score

Pay early without
any extra cost

No prepayment penalty for early payment, pay as soon as you want.

  • Fast and Easy
  • Early Loan Repaymnet
  • No Hidden Fees
Checking for rate won't impact credit score

Available on Any Device

Stilt is a fast and secure mobile app that lets you transfer money anywhere you go

We Are Here to Help

What is Stilt?
What interest rate will I get?
What is the eligibility criteria for Stilt loans?
What are the interest rates on international loans?
Will checking my rate impact my credit score?
Can I apply for a loan without an SSN?
Can I get an international loan?
Still have questions? We’re here to help. Contact Support

See if a Stilt is right for you.

Checking your rate won’t affect your credit score.

Checking your rate doesn’t impact your credit score