Best Budget Planner Book: Top 5 Picks for 2024

Updated on February 4, 2024

Budgeting is a crucial aspect of personal finance that can help individuals achieve their financial goals. However, keeping track of expenses and creating a budget plan can be overwhelming for some. This is where a budget planner book comes in handy. A budget planner book is a tool that can help individuals track their spending, plan their savings, and achieve their financial goals.

When it comes to choosing the best budget planner book, there are several factors to consider. The first thing to consider is the type of budget planner book that suits your needs. Some budget planner books are designed for monthly budgeting, while others are designed for yearly budgeting. Additionally, some budget planner books are designed for specific financial goals, such as debt repayment or saving for a down payment on a house.

Another important factor to consider is the layout of the budget planner book. Some budget planner books have a simple layout with space to write down expenses and income, while others have more detailed layouts with sections for tracking savings, debt repayment, and investment goals.

Ultimately, the best budget planner book is one that meets your specific needs and helps you achieve your financial goals. In the following sections, we will review some of the best budget planner books on the market and provide a detailed analysis of their features and benefits.

Best Budget Planner Books

We understand the importance of managing finances and sticking to a budget. However, it can be overwhelming and confusing to keep track of expenses and income. That’s why we’ve compiled a list of the best budget planner books to help you stay on top of your finances without breaking the bank. Our team has researched and tested various options to bring you a selection of budget planner books that are both affordable and effective. Whether you’re a student, a young professional, or a family on a tight budget, we’ve got you covered. Check out our top picks below.

Poluma Budget Planner Book

The Poluma Budget Planner Book has a lot of features that make it an excellent choice for those who want to take control of their finances. The monthly tracker feature is a great way to keep track of your monthly expenses and identify areas where you can cut back on spending. Additionally, the undated format of the planner allows you to start using it at any time, making it a great choice for those who want to start budgeting right away.

One of the best things about the Poluma Budget Planner Book is its effective organization. The twin-wire binding, inner pocket, and elastic closure make it easy to use and keep your budget planner organized. This is especially helpful if you’re someone who wants to keep track of your finances without having to worry about losing important documents.

Overall, the Poluma Budget Planner Book is a great choice for anyone who wants to take control of their finances. It has a lot of great features that make it easy to use and effective at managing your money. If you’re looking for a budget planner book, the Poluma Budget Planner Book is definitely worth checking out.

Taja Budget Planner Book

Overall, the Taja Budget Planner Book is an excellent choice for anyone looking for an undated, compact, and functional budget planner. Its intuitive page design and financial management tools make it easy to keep track of your expenses and achieve your financial goals.

SOLIGT Budget Planner and Monthly Bill Organizer

SOLIGT 8.5 x 11 inches Large Budget Planner and Monthly Bill Organizer – Premium Hardcover Budget Book with 12 Pockets for Savings, Debt, Expense Tracking – Budget Tracker with Stickers

If you're looking for an effective and comprehensive budget planner, the SOLIGT Budget Planner and Monthly Bill Organizer is a great option.

Pros:
  • Keep track of your finances easily with this intuitive and comprehensive budget planner.
  • The large 8.5 x 11-inch design provides ample space for budgeting, financial planning, and spending tracking.
  • The well-organized template includes customizable categories, a debt tracker, a bill tracker, an expenses tracker, and a section for financial goals and monthly reviews.
Cons:
  • The planner is quite large and may not be convenient for carrying around.
  • The cover design may not appeal to everyone.
  • The cost of the planner may be higher than some other budget planners on the market.
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We found the SOLIGT Budget Planner and Monthly Bill Organizer to be an excellent tool for keeping track of our finances. The template is easy to use and provides all the necessary categories for tracking expenses and bills. The debt tracker is particularly useful for keeping track of outstanding debts and payments.

The large size of the planner allows for ample space for writing, and the high-quality paper ensures that the ink doesn’t bleed through. The planner is also undated, so you can start using it at any time of the year.

The planner comes with a matching gift box and includes a special pocket for bills, receipts, or other documents. The stickers provided are a fun addition and make the planning process more engaging.

Overall, we highly recommend the SOLIGT Budget Planner and Monthly Bill Organizer for anyone looking for a comprehensive and effective budget planner.

Journaltastic Budget Planner

We found the Journaltastic Budget Planner to be an effective tool for managing our finances. The monthly tracker feature helped us identify areas where we were overspending, and the undated design allowed us to start using it at any time. The twin-wire binding, inner pocket, and elastic closure made it easy to use and organize, and the thick paper prevented it from getting damaged easily.

However, the book’s small size may not be suitable for everyone, and some users may find the design to be too busy. Additionally, the paper quality may not be up to everyone’s standards.

Overall, if you’re looking for a budget planner book that can help you take control of your finances, the Journaltastic Budget Planner is definitely worth considering.

GoGirl Budget Planner and Monthly Bill Organizer

Gogirl Budget Planner and Monthly Bill Organizer – Financial Planner Organizer Budget Book. Bill Book to Control Your Money. Undated – Start Any Time, 5.3" x 7.7", Lasts 1 Year – Rose ...

If you're looking for a budget planner book that can help you keep your finances organized, then the GoGirl Budget Planner and Monthly Bill Organizer is worth considering.

Pros:
  • The compact format makes it easy to carry around in your purse or bag.
  • The durable eco-leather hardcover ensures that the book will last for a long time.
  • The undated format allows you to start using it at any time of the year.
Cons:
  • The book may be too small for some people who prefer larger planner books.
  • The budgeting stickers may not be useful for everyone.
  • The book is only available in one color (rose gold).
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We found the GoGirl Budget Planner and Monthly Bill Organizer to be a great tool for anyone who wants to keep their finances in order. The compact size of the book makes it easy to carry around with you, and the eco-leather hardcover ensures that it will last for a long time.

One of the best features of this budget planner book is the undated format. This allows you to start using it at any time of the year, and you don’t have to worry about wasting pages if you don’t use it for a few months.

The book also comes with budgeting stickers and a quick start user manual with filled-in examples. While the stickers may not be useful for everyone, they can be a helpful tool for those who like to use them.

Overall, we think the GoGirl Budget Planner and Monthly Bill Organizer is a great choice for anyone who wants to keep their finances organized. It’s compact, durable, and easy to use, making it a great investment for anyone who wants to take control of their finances.

CICPAP Budget Planner

The CICPAP Budget Planner is a practical and stylish companion that helps users take charge of their money. The planner’s user-friendly design and durable construction make it the perfect present for anyone on a journey to financial success.

The planner’s intuitive layout and ample space for planning make it easy to manage finances effortlessly. With dedicated budget pages each month, users can set financial goals, monitor income, and plan expenses with ease. The planner’s sturdy build ensures long-lasting reliability, and the water-resistant cover and dual-sided pocket offer additional functionality.

Overall, we highly recommend the CICPAP Budget Planner for anyone looking for a comprehensive and user-friendly budget planner book. Its practical and stylish design makes it a great gift for those on a journey to financial success.

Clever Fox Budget Planner & Monthly Bill Organizer with Pockets

Clever Fox Budget Planner & Monthly Bill Organizer with Pockets. Expense Tracker Notebook, Budgeting Journal and Financial Planner Budget Book to Control Your Money. Large Size (8" x 9.5&...

If you're looking for a comprehensive budget planner book that can help you manage your finances and control your savings, debt, payments due, bills, expenses, and more, then the Clever Fox Budget Planner & Monthly Bill Organizer with Pockets is the perfect choice for you.

Pros:
  • Keep your finances organized in one place
  • Set and achieve your financial goals strategically
  • Comes with stickers and user guide
Cons:
  • Large format may not be suitable for everyone
  • May require some time to set up and get used to
  • Not suitable for those who prefer digital tools for budgeting
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This budget planner book comes with 12 laminated bill pockets that allow you to plan your spending, track daily expenses, and keep your financial papers organized. At the end of the month, you can review your performance and consider how to improve. Additionally, this financial planner organizer budget book helps you set big money goals, brainstorm your strategy to achieve them, and break these big goals into manageable action steps to work on every month.

The Clever Fox Budget Planner & Monthly Bill Organizer with Pockets has a durable eco-leather hardcover, thick 120gsm paper, spiral binding, and a keepsake gift box. It also comes with budgeting stickers and a user guide to help you get started. If you aren’t satisfied with your budgeting planner for any reason, the company offers a 60-day money-back guarantee.

In conclusion, if you’re looking for a budget planner book that can help you keep your finances organized and achieve your financial goals, then the Clever Fox Budget Planner & Monthly Bill Organizer with Pockets is an excellent choice. It may require some time to set up and get used to, but the benefits of using it are well worth it.

Buying Guide

When looking for a budget planner book, there are a few things to consider to ensure you choose the best product for your needs. Here are some key features to look for:

Format

Consider what format you prefer for your budget planner book. Do you want a physical book or a digital one? Physical books allow you to write and track your expenses by hand, while digital books may offer more features such as automatic calculations and syncing with other devices.

Layout

The layout of the budget planner book is also important. Look for a layout that makes it easy for you to track your expenses and income, and one that is easy to read. Some budget planners may have tables or charts to help you visualize your budget.

Features

Consider what features are important to you. Do you want a budget planner book that includes goal setting, debt tracking, or savings trackers? Look for a budget planner book that includes the features that are most important to you.

Price

Finally, consider the price of the budget planner book. While it may be tempting to choose the cheapest option, it’s important to remember that a budget planner book is an investment in your financial future. Look for a budget planner book that is within your budget, but also offers the features and layout that you need.

By considering these key features, you can choose a budget planner book that will help you stay on track with your finances and achieve your financial goals.

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Rohit Mittal

Rohit Mittal is the co-founder and CEO of Stilt. Rohit has extensive experience in credit risk analytics and data science. He spent years building credit risk and fraud models for top U.S. banks. In his current role, he defines the overall business strategy, leads debt and capital fundraising efforts, leads product development, and leads other customer-related aspects for the company. Stilt is backed by Y Combinator and has raised a total of $275M in debt and equity funding to date.