Refinance your loan today at low rates

  • Better rates and no hidden fees

  • F-1, OPT, H-1B, TN, DACA and more

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Finally, a loan designed for immigrants in the U.S.

Visa Accepted.

Other lenders won't work with you because of your visa status. But at Stilt, visa holders are always welcome.

No Credit History Needed.

We understand that most visa holders have little more no credit history in the U.S. and that's okay!

No Cosigner Required.

We make decisions based only on your merit and do not need a U.S. citizen or a permanent resident cosigner.

Build Credit.

If you don’t have an SSN yet there is no need to worry, you are still eligible to apply.

See How it works

Get a Loan from Stilt

A loan designed for immigrants, international students, visa holders, and the underserved. The application process is simple and you get a decision in 24 hours.

  • Checking your rate doesn’t impact your credit score
  • No cosigner required
  • Rates starting at 7.99%

Apply Today

Build Your Credit

Building credit should be free and everyone’s right. That’s why we built a simple way to improve/build credit without fees or hassle.

  • Manage and pay bills with Stilt.
  • We report these bill payments to credit bureaus.
  • No credit check required.
Apply Today

“Stilt was so helpful and online chat was very responsive

This outstanding speed of application processing made the money fall into my account in 2 days time.”


Fryderyk Doerffer

July 2016

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Ready to get started?

Achieve your dreams with a loan that fits your needs. Check loan options without hurting your credit score.

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Talk to our team

Feel free to reach out with questions about anything from eligibility to loan offer. We are here to help.

[email protected]