Refinance your loan today at low rates
Better rates and no hidden fees
F-1, OPT, H-1B, TN, DACA and more
Finally, a loan designed for immigrants in the U.S.
Other lenders won't work with you because of your visa status. But at Stilt, visa holders are always welcome.
No Credit History Needed.
We understand that most visa holders have little more no credit history in the U.S. and that's okay!
No Cosigner Required.
We make decisions based only on your merit and do not need a U.S. citizen or a permanent resident cosigner.
If you don’t have an SSN yet there is no need to worry, you are still eligible to apply.
See How it works
Get a Loan from Stilt
A loan designed for immigrants, international students, visa holders, and the underserved. The application process is simple and you get a decision in 24 hours.
Checking your rate doesn’t impact your credit score
No cosigner required
Rates starting at 7.99%
Build Your Credit
Building credit should be free and everyone’s right. That’s why we built a simple way to improve/build credit without fees or hassle.
Manage and pay bills with Stilt.
We report these bill payments to credit bureaus.
No credit check required.
“Stilt was so helpful and online chat was very responsive
This outstanding speed of application processing made the money fall into my account in 2 days time.”
July 2016Read More
Ready to get started?
Achieve your dreams with a loan that fits your needs. Check loan options without hurting your credit score.
Talk to our team
Feel free to reach out with questions about anything from eligibility to loan offer. We are here to help.