Finally, a personal loan designed to meet the needs of H4 visa holder
Other lenders won't work with you because of your H-4 status. But at Stilt, H-4 is always accepted.
No Credit History Needed.
We understand that most H-4 visa holders have little more no credit history in the U.S. and that's okay!
No Cosigner Required.
We make decisions based only on your merit and do not need a U.S. citizen or a permanent resident cosigner.
If you don’t have an SSN yet there is no need to worry, you are still eligible to apply.
See How it works
What we look for
We believe you are more than a credit score. We understand you better than others and look at your holistic profile to approve more loans.
Current employment or employability
Soft Credit Check (for applicants with credit history)
Defaults, Collections, or Bankruptcies
How It Works
Fill out a quick
3 minute application online
Get a Decision
Get a decision
within 24 hours,
It's that simple.
Get Your Funds
Receive your loan
directly to your bank account.