Non-U.S. citizen loans without cosigner
Better rates and no hidden fees
F-1, OPT, H-1B, TN, DACA and more
Our loans are customized for high potential like you
No SSN. No Problem.
If you’re new to the U.S. and don’t have an SSN yet there is no need to worry, you are still eligible to apply.
No Cosigner Required
We make decisions based only on your merit and do not need a U.S. citizen or a permanent resident cosigner.
Low Interest Rates
We look at your education, work experience, income, and financial behavior to give you lower rates.
No Prepayment Fees
Feel free to pay as early as you want. We don’t charge any prepayment fees. You save interest with prepayments.
How It Works
Get a Loan from Stilt
A loan designed for immigrants, international students, visa holders, and the underserved. The application process is simple and you get a decision in 24 hours.
Checking your rate doesn’t impact your credit score
No cosigner required
Rates starting at 7.99%
Build Your Credit
Building credit should be free and everyone’s right. That’s why we built a simple way to improve/build credit without fees or hassle.
Manage and pay bills with Stilt.
We report these bill payments to credit bureaus.
No credit check required.
“Stilt was so helpful and online chat was very responsive
This outstanding speed of application processing made the money fall into my account in 2 days time.”
July 2016Read More
Ready to get started?
Achieve your dreams with a loan that fits your needs. Check loan options without hurting your credit score.
Talk to our team
Feel free to reach out with questions about anything from eligibility to loan offer. We are here to help.