About Stilt

Updated on April 9, 2024

Stilt is an online lending company focused on providing borrowing options for immigrants and visa holders in the U.S. The company was founded by two immigrants, who themselves experience just how difficult it can be to get a loan in the U.S. while on a visa. And, now, Stilt has offered loans to immigrants from more than 60 countries on more than 10 visa types.

Who We Serve

Stilt was founded with the mission of offering loans to immigrants and the underserved in the U.S. We offer loans to U.S.-based international students, visa holders, immigrants, non-U.S. citizens. Stilt is proud to offer borrowing options to the following visa holder types:

  • F-1 (international students)
  • OPT (Optional Practical Training)
  • H-1B (Specialty Occupations)
  • O-1 (Extraordinary Ability)
  • L-1 (Intracompany Transfers)
  • TN (NAFTA Professionals)
  • J-1 (Cultural Exchange)
  • And DACA (Childhood Arrivals)

You can learn more about Stilt’s eligibility criteria here.

How it Works

In addition to offering loan options to immigrants and the underserved, we strive to make the borrowing process as painless as possible.

To take a loan with Stilt, a potential borrower must simply fill out an application online. Once an application has been completed, we will send either a decision or a request for more information within 24 hours. In cases in which more information is required, we will reach out to schedule a quick verification call with the potential borrower.

If Stilt offers a loan, the borrower will be asked to provide documents and to sign a promissory note. Once the documents have been verified and the promissory note has been signed, we will initiate the transfer, which usually takes 2-3 days to reflect in the borrower’s account.

It’s that simple!   

For more information about Stilt and what we have to offer, visit our How it Works page.

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Frank Gogol

I’m a firm believer that information is the key to financial freedom. On the Stilt Blog, I write about the complex topics — like finance, immigration, and technology — to help immigrants make the most of their lives in the U.S. Our content and brand have been featured in Forbes, TechCrunch, VentureBeat, and more.

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