Credit Pull Authorization

LAST UPDATED: JANUARY 17, 2019

By checking this box, you agree and understand that:

  1. You authorize Stilt Inc. to obtain a copy of consumer report and related information (also known as credit report) from one or more of the credit bureaus including Experian, Equifax, and Transunion.
  2. You authorize a "soft pull" and will not impact your credit score. Once you accept the loan offer, we will do a "hard pull" which may be recorded in your credit history and may impact your credit score.
  3. You authorize that we may use this report to verify information, evaluate credit options, and other related purposes.
  4. You authorize that we may retain copies or electronic records of this application.
  5. You authorize that we may obtain these reports from credit bureaus until the term of the credit product. We may also use these reports for monitoring, servicing and collecting any loan you obtain from us.
  6. You authorize that we may obtain a copy even after the loan is paid off to offer you credit and other products.
  7. You authorize that we may use the report to measure credit performance, perform audits, statistical analysis and modeling.