What is the J-1 Visa Exchange Visitor Program? At a Glance: The J-1 Visa Exchange Visitor Program is a U.S. Department of State initiative that allows non-U.S. citizens (exchange visitors) to work, learn, teach, consult, and conduct research in the United States. The program promotes the exchange of…
At a Glance: Online loans with monthly payments are installment loans that require borrowers to make regular monthly payments over a specified period. These loans are offered by various companies and online lenders under different names such as installment loans, personal installment loans, or loans…
At a Glance: OPT (Optional Practical Training) is a program for F-1 visa students in the US to gain work experience related to their field of study. There are two types: pre-completion OPT (part-time during school, full-time during breaks) and post-completion OPT (full-time for up to 12 months after…
At a Glance: The H1B visa is a work visa that allows foreign workers with specialized knowledge to work for a U.S. company. The applicant is sponsored by the employer and must meet certain criteria, including holding a bachelor’s or master’s degree, working in a specialty occupation, and…
At a Glance: For international students seeking loans, some lenders don’t require a cosigner, like MPOWER and Prodigy Finance. MPOWER considers academic success and career potential but favors high earning potential. Prodigy Finance offers loans for specific graduate degrees. Other lenders, li…
You are defined by your credit score by most lenders in the United States, and with bad credit or no credit, you can be at a disadvantage when you need something that requires a loan. One typical suggestion for those to overcome their credit score is find someone with a better credit history to act …
Many people are unsure what the consequences are if they have bad credit or no credit. Is it the same thing? Luckily there are simple answers and easy steps that can be followed to take no credit or bad credit and turn it into good credit. No Credit vs Bad Credit Bad credit is when […]
At a Glance: A credit card can be beneficial for US immigrants for several reasons. It allows for spending beyond available funds and helps build a good credit reputation. Credit cards offer rewards, cash back, air miles, and fraud protection. They are universally accepted, especially for travel and…
College students are often responsible for paying tuition, rent, transportation, food, and much more. They also have the responsibility of staying on top of their studies, attaining internships, and still finding personal time for themselves. For a busy student juggling academics, internships, clubs…
When F1 visa students finished their academic program, they may find that they do not want to return to their home country. Unfortunately for them, the F1 visa requires them to leave the US within 60 days of completing their academic program. With no time to apply for a permanent residency before th…