Refinancing

Millions of foreign nationals from India live in the U.S. and many still own property back home. Most Indians who live in the U.S. also took out home loans in India to purchase their property. If this is you, you might be wondering if there...

Many students take out student loans at Discover in order to help fund their studies. Getting a student loan is great, as it enables you to pursue the career of your choice. But, you might find yourself in a situation where your monthly repayments on...

While DACA recipients are granted legal status to study and work in the United States, they do not have access to the same financial aid programs that U.S. citizens do. Furthermore, DACA students may have an extremely difficult time taking out loans to pay for...

Congratulations, you’ve jumped the hurdle and gotten your OPT authorization. This is great news, except you don’t have a job yet. Many international students who get their OPT authorization have to wait a while before getting a job. Even though this is normal, it can...

Since student loan borrowers typically have limited credit history and income, the vast majority of student loans are cosigned. However, as your earning potential increases after graduation, or as your financial circumstances change, you may wish to release your cosigner from the loan. Releasing a cosigner...

Borrowers who have accumulated a significant amount of credit card debt often look to debt forgiveness as an escape route. Debt forgiveness is when a borrower negotiates to reduce or eliminate their debt burden, and there are numerous avenues of forgiveness. However, debt relief can also...

Financially speaking, credit cards are a part of our lives, now, for better or for worse. The convenience of paying on credit, especially when making large purchases, is undeniable. But that convenience comes at a certain cost - in the form of exorbitant interest rate. If...

Oftentimes, borrowers with student loans are in a much stronger financial position after graduating than they were when they first took out their loans, especially those who worked toward an MBA degree. Borrowers in this situation can benefit greatly from refinancing, which is the process...