Refinancing

While DACA recipients are granted legal status to study and work in the United States, they do not have access to the same financial aid programs that U.S. citizens do. Furthermore, DACA students may have an extremely difficult time taking out loans to pay for...

Congratulations, you’ve jumped the hurdle and gotten your OPT authorization. This is great news, except you don’t have a job yet. Many international students who get their OPT authorization have to wait a while before getting a job. Even though this is normal, it can...

Since student loan borrowers typically have limited credit history and income, the vast majority of student loans are cosigned. However, as your earning potential increases after graduation, or as your financial circumstances change, you may wish to release your cosigner from the loan. Releasing a cosigner...

Borrowers who have accumulated a significant amount of credit card debt often look to debt forgiveness as an escape route. Debt forgiveness is when a borrower negotiates to reduce or eliminate their debt burden, and there are numerous avenues of forgiveness. However, debt relief can also...

Financially speaking, credit cards are a part of our lives, now, for better or for worse. The convenience of paying on credit, especially when making large purchases, is undeniable. But that convenience comes at a certain cost - in the form of exorbitant interest rate. If...

Oftentimes, borrowers with student loans are in a much stronger financial position after graduating than they were when they first took out their loans, especially those who worked toward an MBA degree. Borrowers in this situation can benefit greatly from refinancing, which is the process...

A student loan, sometimes also referred to as education loan, is a viable method to finance higher studies if you are lacking adequate financial resources. An increasing number of students are relying on external assistance to afford the high expenses associated with higher studies abroad. If...

Have you taken a personal loan in the past without doing enough market research? Is your interest rate through the roof?  Do you wish you could turn back the clock and opt for a personal loan at a better rate? While what’s done is done, that...

Qualifying for an auto loan can be difficult for those without a high income or a good credit score, so many buyers need a cosigner. However, if having a cosigner later becomes unnecessary or the cosigner no longer wants the financial responsibility, then you may...