At a Glance: When it comes to financing tiny houses, traditional mortgages are not available due to their small size. However, there are alternative options such as personal loans, RV loans, home equity loans, or financing through lenders partnering with tiny house builders. Some recommended lenders…
At a Glance: Federal loans are not limited to universities and colleges; they can also be used for trade schools. Subsidized loans are popular, with the government covering interest while attending school. Unsubsidized loans accumulate interest but have a fixed rate. Private student loans are an opt…
At a Glance: Yes, snowmobiles can be financed through various options such as personal loans, dealer financing, and credit cards. There are lenders and financial institutions that offer snowmobile loans with different requirements and rates. Some popular choices for snowmobile loans include Upgrade,…
At a Glance: HVAC loans are unsecured personal loans used to purchase heating, ventilation, and air conditioning systems. Lenders like Upgrade, LendingClub, LightStream, Wells Fargo, and Discover offer HVAC financing options with varying credit score requirements, repayment terms, and fees. Consider…
At a Glance: Student loan interest is the additional amount borrowers must pay back to the lender on top of the borrowed principal. The interest rate and how it accrues (e.g., fixed or variable, daily or monthly) are outlined in the loan’s promissory note. Subsidized loans don’t accrue i…
At a Glance: A dental loan is an unsecured personal loan used to pay for dental procedures. It can be used when dental insurance coverage is insufficient or for cosmetic procedures not covered by insurance. Factors to consider before applying for a dental loan include checking credit score and getti…
At a Glance: Hot tub financing options include dealer financing, personal loans, home equity loans, and home equity lines of credit (HELOCs). Dealer financing, similar to auto financing, offers direct financing for hot tubs. Personal loans can be obtained from banks, credit unions, or online lenders…
At a Glance: A crypto loan is a type of loan where cryptocurrency is used as collateral. You deposit crypto with a lender and can borrow in a cryptocurrency of your choice, with the loan amount limited to a fraction of the collateral’s value. Repayment periods are shorter, and interest rates c…
At a Glance: Yes, student loans are available for certificate programs. Federal student loans, such as Grad PLUS Loans and Direct Unsubsidized Loans, are commonly used for funding certificate programs. Private student loans from banks, credit unions, and online lenders are also an option. Federal lo…
At a Glance: It is possible to finance a horse trailer through a personal loan. Lenders like Upstart, Upgrade, and LightStream offer options for individuals with fair or bad credit scores. Each lender has different eligibility requirements, repayment terms, and fees. Alternatively, a home equity lin…