Loans

From personal loans to mortgages, navigating the loan process can be daunting. Stilt clarifies different loan types, terms, and eligibility requirements, helping you make the right choice for your financial situation. Discover how to secure the best rates and terms, and approach borrowing with confidence.

Personal Loans

Loans for Immigrants

At a Glance Federal student loan forgiveness for disability provides relief to individuals with physical or mental impairments. To qualify, evidence of disability, often through a physician’s certification, is required. The disability should prevent substantial gainful activity and last at lea…

At a Glance Federal student loans, like subsidized and unsubsidized, offer low interest rates and flexible repayment for nursing school. Federal PLUS loans provide flexible funding for graduate nursing degrees. Health Resources and Services Administration (HRSA) loans are low-interest options for he…

At a Glance Explore federal loans for flexibility when navigating graduate student loans with bad credit. Consider private loans to bridge funding gaps, but carefully research lenders and terms. Consult financial experts to make informed choices and ensure your educational dreams are achievable. If …

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At a Glance A good credit score for private student loans is typically around 700 or higher. Lenders may consider fair credit scores (mid-600s to low 700s) with less favorable terms. Poor credit (below 600) may require a co-signer, and no credit history benefits from a co-signer’s profile. Eli…

At a Glance Using student loans to pay off credit card debt may not be advisable due to their distinct purposes. Federal loans typically have fixed rates, while private loans may have variable rates, impacting long-term costs. This approach can extend loan repayment, affect future aid options, and l…

At a Glance Student loans, whether federal or private, impact your credit score. Federal loans, including Direct Subsidized, Unsubsidized, PLUS, and Consolidation Loans, are backed by the U.S. Department of Education. Timely payments on both federal and private loans contribute to a positive credit …

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At a Glance Determine if refinancing student loans with a credit union is the right choice by assessing your current loan. Research various credit unions to find those offering competitive rates and terms. Compare rates, terms, and customer service to make an informed decision. Check eligibility cri…

At a Glance Apply, gather loan info, request transfer, repay within 0% period. Find a suitable card with long promo, minimal fees, eligibility. Collect loan details, understand terms. Contact issuer, provide loan info for transfer. Repay card before promo ends to avoid interest. Plan, automate, and …

At a Glance Root canals typically cost around $200-$500 with average dental insurance or $1,000 without insurance. The cost varies based on factors like the tooth’s location, the need for a crown, and other considerations. Dental insurance may cover a portion of the cost, but coverage varies. …

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At a Glance Motorcycle loans are available from banks, credit unions, and online lenders. These loans provide financing for new motorcycles and are beneficial for those lacking immediate cash. Factors influencing terms and rates include loan amount, lender, income, and credit score. Borrowers can ch…

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