You are defined by your credit score by most lenders in the United States, and with bad credit or no credit, you can be at a disadvantage when you need something that requires a loan. One typical suggestion for those to overcome their credit score is find someone with a better credit history to act …
College students are often responsible for paying tuition, rent, transportation, food, and much more. They also have the responsibility of staying on top of their studies, attaining internships, and still finding personal time for themselves. For a busy student juggling academics, internships, clubs…
When F1 visa students finished their academic program, they may find that they do not want to return to their home country. Unfortunately for them, the F1 visa requires them to leave the US within 60 days of completing their academic program. With no time to apply for a permanent residency before th…
At a Glance: The difference between an H1B rejection and denial lies in the reasons and consequences. Rejection occurs when there are technical errors or missing documents, which can be corrected and the application resubmitted. Denial, on the other hand, happens when the USCIS officer determines th…
For many people living in the US on a visa, getting a loan can be difficult without any previous credit history in the US. To help you out, we’ve created this guide on how to get a loan, even with no credit (not to be confused with bad credit!). How to Qualify for a No […]
At a Glance: The H1B visa is a temporary work visa granted to foreign workers with exceptional abilities who are sponsored by a US company. As an H1B visa holder, you have temporary status with specific purposes. Obtaining a personal loan as an H1B holder can help you build credit, cover initial exp…
Every noncitizen in the US faces a set of challenges when it comes to living, working, and thriving. Immigrants on a J1 visa are no exception — and they have a few unique circumstances due to the nature of the visa. Read on to get more clarity on what these challenges are, and how J1 visa [&hel…
Paying off student loans can be tough, especially if they’re international student loans. You constantly need to juggle between part-time jobs and studies. This is when refinancing an international student loan (or even student loan consolidation) can come as a relief. So how does refinancing …
At a Glance: DACA (Deferred Action for Childhood Arrivals) provides relief for children of illegal immigrants, allowing them to stay in the US, work, and obtain a driver’s license and social security card. DACA recipients can be eligible for personal loans, student loans (private and college a…
The Minimum Eligibility Criteria For a Loan With Stilt: Below are the minimum eligibility criteria to apply to borrow from Stilt. You must meet all of the criteria to be considered for a loan. Physical Presence in the U.S. You need to be physically present in the U.S. during the application process….