Debt-holders looking to simplify the terms of their student loans and reduce payments often benefit from refinancing, a service that lets borrowers consolidate their loans under a single lender. Lenders vary greatly in the terms and conditions they offer to refinance student debt; some are suitable …
At a Glance: Undocumented immigrants can buy houses in the United States, despite legal and financial obstacles. Around 31 percent of the undocumented population in the US, or over 3.4 million people, owned homes in 2014. Undocumented immigrants can use an Individual Tax Identification Number (ITIN)…
The online lending industry is becoming mainstream. If you have ever needed a loan for emergency or for refinancing your credit card debt, you must’ve heard about online lenders like Lending Club, Prosper, Upstart, and several others. These companies make loans over the internet through an online ap…
At a Glance: Undocumented students are non-American citizen students in the United States who lack permanent resident status or a green card. They are often referred to as “”Dreamers”” and include those who have lived in the US since childhood. DACA students are a subset of u…
At a Glance: Car loans work by borrowing a lump sum from a lender to purchase a car. The lender reviews your information and decides on the loan amount and interest rate. You agree to the terms and receive the loan. Repayments, consisting of principal and interest, are made monthly. Interest is calc…
At a Glance: Car loans for college students are a financing option for acquiring reliable transportation. With car loans, students borrow a specific amount to purchase a car and make fixed monthly payments until the loan is settled. Making a down payment helps lower interest rates and prevents the l…
Immigrants with the highest qualifications and most significant accomplishments are in a stronger position than most noncitizens to get a loan. Yet there are still obstacles in place, and even O-1 Visa holders can face difficulty finding a lender without the requisite credit history. This guide can …
At a Glance: A down payment is an upfront payment made when purchasing something on credit. It offers benefits like increased lender confidence, lower interest rates, and reduced loan payments. It lowers interest by reducing the principal debt and decreases monthly payments. The ideal down payment d…
At a Glance: A TN visa is a temporary visa for nonimmigrant NAFTA Professionals, allowing Canadian and Mexican citizens to work in the United States. It is part of the North American Free Trade Agreement and covers various professions. Canadian citizens can enter the U.S. with a TN visa. TN visa hol…
At a Glance: A TN visa is a work visa for Canadian and Mexican professionals under NAFTA. TN visa holders can explore various loan options despite limited credit history. Traditional banks may be less flexible, but pre-approval, peer-to-peer lending, and online lenders like Stilt, BadCreditLoans.com…