Loans

From personal loans to mortgages, navigating the loan process can be daunting. Stilt clarifies different loan types, terms, and eligibility requirements, helping you make the right choice for your financial situation. Discover how to secure the best rates and terms, and approach borrowing with confidence.

Personal Loans

Loans for Immigrants

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The United States is host to some of the world’s greatest universities. Every year, hundreds of thousands of international students head to America to receive a higher education. Although the United States offers top-tier schooling, it all comes with a hefty price tag. The rapid growth in tuition co…

At a Glance Auto loans are available for international students in the U.S., with personal loans being a viable option for those considered high-risk borrowers by traditional lenders. Requirements for the loan application include a driver’s license, auto insurance, and specific documentation l…

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At a Glance A conditional approval loan is the initial level of approval, indicating that your application passed the initial screening process. Further verification and documentation are required before the loan is fully approved; failure to comply may result in application closure. It’s cruc…

How Is Your Credit Score Calculated? A credit score is tallied like a test. The calculation process has different questions. Your credit score depends on the outcome of each question. Let’s say the credit score test adds up to 100%. Your score will be determined by the following factors and

At a Glance People often lie about income, employment, visa status, and other details in small business loan applications. Lying aims to create a favorable image for securing larger loan amounts. Lying can lead to severe consequences, including denial, blacklisting, or legal penalties if caught. It …

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America’s Christian Credit Union is a not-for-profit credit union with a mission: “To Reach, Serve, and Teach.” They understand that tuition for higher education can be expensive, therefore, they offer lower rates and fees on private student lending to meet all your needs. America’s Chri…

At a Glance Alliant Credit Union is a member-only, nonprofit organization providing student loan services. It simplifies repayment by consolidating and refinancing student loans with personalized terms. Membership requires working in a specific area or making a donation. Alliant offers competitive r…

At a Glance To obtain an auto loan as a non-U.S. citizen in the U.S., you need a driver’s license, auto insurance, and an auto loan. Driver’s license application requires specific documentation, including Form DS 2019, Form I-94, passport with visa, and state-specific documents. Auto ins…

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At a Glance Federal student loans for international students do not require cosigners but depend on being a qualified noncitizen. U.S. citizens can sponsor relatives, and the FAFSA process determines eligibility for federal financial aid. Private student loans without cosigners are available from le…

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