At a Glance Federal student loans usually do not require a cosigner unless the applicant has an adverse credit history. Private student loans typically require a cosigner due to stricter lending requirements. Having a cosigner can help secure better loan terms and build credit, but there are potenti…
At a Glance This article provides 12 tips on how to find a job after college graduation and make oneself marketable. Some of the key tips include making use of the campus career center, getting involved in undergraduate research, joining campus organizations and clubs, and completing an internship. …
At a Glance A goodwill letter is a formal request to your student loan servicer to help remove a negative mark from your credit report. Writing a successful goodwill letter involves clearly explaining your financial hardship and how you plan to improve your situation. It may take several weeks or
At a Glance For-profit colleges often have higher tuition and fewer financial aid resources than traditional colleges. These institutions may spend less on your education, resulting in larger class sizes and fewer instructors with advanced degrees. Graduates from for-profit institutions tend to earn…
At a Glance This article provides information on where to find grants and scholarships for Black women pursuing higher education. Key sources of funding include universities, civil rights and advocacy organizations, women’s groups, and scholarship databases. These financial resources can allev…
At a Glance This article outlines how to pay for college if you lose eligibility for financial aid. One key strategy is understanding and addressing the reasons for losing eligibility for financial aid. Other strategies include filing a financial aid suspension appeal, applying for grants and schola…
At a Glance This article provides a guide for choosing a college major, emphasizing the importance of aligning the choice with personal interests and strengths. It suggests considering factors like future job possibilities, additional schooling requirements, and potential income when deciding on a m…
At a Glance This article explores two popular methods for paying off student loans: the Debt Snowball and Debt Avalanche methods. The Debt Snowball method focuses on paying off the smallest debts first to gain momentum and a sense of accomplishment. The Debt Avalanche method targets high-interest lo…
At a Glance Student debt can hamper the ability to qualify for a mortgage due to high debt-to-income ratios and difficulty in saving for a down payment. Improving your credit score and debt-to-income ratio can enhance your chances of qualifying for a mortgage. Programs and initiatives are available …
At a Glance The article explores the pros and cons of living in a college dorm. Factors such as cost, financial aid conditions, off-campus alternatives, social opportunities, and the option of living at home are discussed. The decision to live on-campus is a personal one, influenced by financial, so…