It’s not unusual to be confused when it comes to terms related to banking. Two things that people are often confused about and don’t understand are statement balance and current balance. Many don’t know the difference between the two and are not sure what to expect from these balances. Thankfully, w…
Credit cards can be extremely useful when you need to make a purchase or you need to borrow some money. Many Americans own such a card. But is it really okay to have more than one credit card? It depends on many factors, and if you’re planning to make an additional card, maybe you should […]
More than 191 million Americans own a credit card. Credit cards are an option considered by many when it comes to saving money or building credit history. Still, before creating your card, you may not know exactly what this card is and how it works. So, how do credit cards work? Read on to find [&he…
A good credit score is essentil to land the best mortgage rates, insurance quotes, or rental agreements. But getting a good credit score is often easier said than done. If you’re a non-credit card user, you might think you cannot influence your credit score. That’s a misconception. In this article, …
Buying a car is an experience unlike anything else. But the way you pay for the car will lead to different experiences. You can pay with cash, check, or cards. You can also pay through EMIs, which let you pay in monthly installments until you reach the car’s total cost plus interest. But what about …
In the middle of 2019, about 374 million credit card accounts have been opened in the U.S. Many people need credit cards for various reasons, but one of the downfalls of getting a credit card is the interest rate. Did you know you could get a zero-interest credit card, though? A 0% APR card can [&he…
Disclosure: Stilt is a lending company. Nonetheless, we are committed to recommending the best loan products to our readers when their needs are outside Stilt’s loan offerings. There’s nothing sweeter than a wedding. It’s the day where you celebrate the start of your life with your significant…
When debt seems to be continuously piling up on your credit card, you no longer have any hopes that you can get rid of that rising interest. However, more and more people nowadays are leaning towards personal loans, as they seem to be a great choice to pay off your credit card debt. What Is [&hellip…
At a Glance: The Apple Card is a credit card offered by Apple that is linked to the Apple Wallet app on an iPhone. It allows users to track spending, earn cash rewards, and enjoy budgeting features. The card has no fees and offers integration with Apple Pay. Eligibility requirements include being a …
At a Glance: A credit card can be beneficial for US immigrants for several reasons. It allows for spending beyond available funds and helps build a good credit reputation. Credit cards offer rewards, cash back, air miles, and fraud protection. They are universally accepted, especially for travel and…