Frank Gogol, Author at Stilt Blog - Page 3 of 177

At a Glance: When you need to travel but don’t have enough money, you can take out a travel loan or consider BNPL financing. Lenders have various loan alternatives available, and your credit history and DTI will come into play when determining eligibility. Going on a trip can make anyone happy. You get to see […]

At a Glance: Sheds can be financed in multiple ways. You can go for a personal loan, which is a common way to pay for sheds. However, you could also consider manufacturer financing, home equity loans, or saving money. Outdoor sheds are a great way to provide your property with extra storage space. If it’s […]

At a Glance: Those who want to purchase an RV can do so by applying for a loan. You can get secured or unsecured loans to finance an RV. The loans will have terms between 1 and 20 years, with monthly payments varying based on how much you borrow. Hitting the road in an RV […]

At a Glance: A common plumbing finance solution is a personal loan. You can also use your home as collateral for a home equity loan, although this could be risky. Alternatively, you can contact your local network plumbing company to see what financing options they offer. Plumbing can be expensive. If your house needs emergency […]

At a Glance: You can use your paid-off house as loan collateral. The most common type is a home equity loan. There are also reverse mortgages and HELOCs. Only use your home as collateral for a worthwhile purpose though. Defaulting can result in foreclosure. A paid-off house is a very valuable asset. If you want […]

At a Glance: You can finance solar panels in a few ways. For example, you can take out a personal loan, a home equity loan, or go for home equity lines of credit, in-house financing or cash-out refinance. Solar panels are getting more and more common all over the world. These installations are praised by […]

At a Glance: A pool is a costly investment, but you can finance it in different ways. You can use a home equity loan or a line of credit, contractor refinancing, personal loans, and cash-out mortgage refinancing. Having a pool in your backyard can be a blessing during the hot summer months. All you need […]

At a Glance: Federal student loans can take up to a month to get approved. Private student loans usually take a few days. The time until the loan is disbursed can vary from weeks to months depending on a lot of different factors. Attending college or university requires a lot of planning. One of the […]

At a Glance: The effect of a personal loan on your credit score can be positive or negative depending on your behavior. The application process requires a hard credit check which can temporarily decrease your score. However, making on-time payments over the life of the loan will increase your credit score. Unsecured personal loans can […]

At a Glance: Garages can be financed in several ways. You can either rely on your savings or borrow money. Available options include personal loans, credit card rewards, home equity loans, HELOCs, and cash-out mortgage refinancing. Not having a garage might not seem like that big of an issue. If you have enough space in […]