A truly global account for immigrants.

  • ZERO Fees - No overdraft fees. No NSFs. No Annual Fee. Ever.
  • Get credit up to $5,000. With limited credit history.
  • Deposits are FDIC insured up to $250K.

Get a bank account online

The bank account can be opened from the comfort of your own. No need to visit a branch or wait for days to deposit your funds. Access to 25,000+ ATMs for free.

Credit building features.

You can build credit from day one in the US. Stilt can provide you with a line of credit with no SSN required.

Zero Fees, Ever.

With Stilt you'll never have to pay fees. No overdraft fees. No NSFs. No Annual Fee. Ever.

Track Spending by Category.

Determine your budget by setting limits for dining, entertainment, and 12 other categories.

Change spending limits.

Set your own spending limits for each Stilt card. You can prevent overspending by setting a specific limit for each virtual card.

Get a pre-approved account from home

No need to visit a bank. You can sign up and verify documents from your computer to get a full U.S. bank account.